Mediawan Acquires Leading German Production-Distribution Group Leonine

Table Of Content

• Bob Marley Museum
• Get Up, Stand Up: Inside Bob Marley’s House
• Bob Marley's London home gets one of few blue plaques for black artists
• One Iconic Man Two Iconic Museums in Kingston, Jamaica
• Island Guide

As with all tropical climes, insect repellent, sunscreen and attention to hydration are encouraged. Jamaican singer and songwriter Bob Marley served as a world ambassador for reggae music and has sold more than 75 million records to date. If you want to go to the Bob Marley Museum, then it's a good idea to stay at one of the Jamaica resorts near Kingston. Many of these resorts offer family vacation packages that can help you make the most of your time on the island.

Bob Marley Museum

Despite my curiosity, I turn him down and hastily make my way towards the gift shop. Inside, my travel mates are perusing Bob Marley merchandise and waiting to take the guided tour. Today, 56 Hope Road plays host to the infamous Bob Marley Museum, an essential visit for any reggae fan coming to Jamaica. When U.S. President Barack Obama came to the island in 2015, he headed straight to the museum from the airport. With a huge front yard, football was played nearly every day while the band was home from tour. Watch the video below for some great footage of Bob playing football.

Get Up, Stand Up: Inside Bob Marley’s House

It also considers the use of marijuana, known as the “holy herb,” sacred because the drug can produce heightened spiritual states. Marley smoked marijuana throughout his life and was an advocate for its legalization. The musician was barely 36 years old when he passed away, back in 1981, but you wouldn’t know it by visiting Jamaica, where his familiar face will peer at you from nearly every storefront, souvenir stall, and roadside landmark. If you visit the Land of Wood and Water in early February, the devotion to Marley gets even more acute with celebrations surrounding his birthday on Feb. 6.

Bob Marley's London home gets one of few blue plaques for black artists

Natty Dread reflected some of the political tensions in Jamaica between the People’s National Party and the Jamaica Labour Party. Marley’s handwritten letter from Jamaica was one reason Zephaniah was where he was, he said on Tuesday, as he unveiled an English Heritage blue plaque on the house in Chelsea where the singer lived in 1977. “The door opens to a view of Mount Zion , which was Bob Marley’s inspiration for many songs, like Iron Lion Zion and Jammin ’” our tour guide says. Bob’s home is filled with rich memories and treasured mementos, which seek to preserve the life and accomplishment of this great Jamaican and outstanding musician.

Mediawan Acquires Leading German Production-Distribution Group Leonine (EXCLUSIVE)

The group’s first full album under the new label was the critically acclaimed Catch a Fire from 1973. To support the record, The Wailers toured Britain and the United States in 1973, performing as an opening act for both Bruce Springsteen and Sly & the Family Stone. That same year, the group released their second full album, Burnin’, featuring the hit song “I Shot the Sheriff.” Rock legend Eric Clapton released a cover of the song in 1974, and it became a No. 1 hit in the United States. Around this time, Marley was exploring his spiritual side and developing a growing interest in the Rastafarian movement.

Bob Marley: One Love (2024) - Plot - imdb

Bob Marley: One Love ( - Plot.

Posted: Tue, 20 Feb 2024 10:51:33 GMT [source]

Our bodies sway from side to side, and the swift changes in direction leave me feeling as though I was enduring the ebb and flow of temperamental water. Houses are built into the slopes, with rustic paths marking the entranceways, well trodden by townsfolk who raise an eyebrow and fail to hide a look of surprise as tourist cabs speed by. A NEW law in 1985 changed the name of the Jamaica National Trust Commission to the Jamaica National Heritage Trust  and enlarged its functions... Select a region to start exploring or search for a day out near you. Bob Marley Museum is located along Hope Road in the former residence of the Hon. The structure has two storeys, the lower being masonry and the upper of timber.

One Iconic Man Two Iconic Museums in Kingston, Jamaica

House of Marley Celebrates ‘Bob Marley: One Love’ Movie With Limited-Edition Turntable: Shop Here - Billboard

House of Marley Celebrates ‘Bob Marley: One Love’ Movie With Limited-Edition Turntable: Shop Here.

Posted: Wed, 14 Feb 2024 08:00:00 GMT [source]

She met Marley while in the group, and he coached her during this time. They continued collaborating professionally when Rita was a member of the I-Threes. Around the time of The Wailers’ hiatus in the mid-1960s, Marley married Alfarita “Rita” Anderson on February 10, 1966. The group became quite popular in Jamaica, but they had difficulty making it financially. The remaining members drifted apart for a time, and Marley went to the United States where his mother was living.

One of the things visitors love most about the Bob Marley Museum is that it has been very well preserved. This museum has been kept and maintained in such a way that it seems like the reggae icon still resides there. His bedroom is the same as it was when he was alive, with his star guitar dangling over his bed almost like it's waiting to be used. There is also a room with media clippings from the last tour he ever had, which can definitely stir up some old memories. You can step inside Bob Marley’s kitchen where he would create authentic ital dishes and juices.

Island Guide

“Red is for the blood of our brothers, yellow for the wealth of the homeland, green for the vegetation, but mostly for the herb,” our tour guide replies with a grin. The air-conditioned theatre boasts modern state-of-the-art projection equipment, where live performances of Bob are showcased to each guided tour. The One Love Café serves Marley inspired recipes and juices, and you will find a variety of Bob Marley souvenir items available at the Bob Marley Gift Shop. “With the addition of Leonine Studios, we have achieved an important milestone in Mediawan’s strategy to create a pan-European studio with a strong presence in all key markets,” said Capton. “Together (with Leonine), we will become an even more attractive platform for creative talent and strengthen our position as a leading studio for premium content across all genres,” Capton continued.

Anecdotal evidence has suggested Marley gave a different address to prevent the police from searching the house in Oakley Street for drugs and getting more people in trouble. Only 4% of the 900 plus blue plaques across London are dedicated to black and Asian figures from history. Since joining Epicstream in 2022, she has written about countless big releases and is a huge fan of musicals and sitcoms. On a sunny day in January, we make our way along this road, full of twists and turns that make me pay more attention to my nausea than the cascading greenery.

Rita Marley, Marcia Griffiths, and Judy Mowatt sang, and The Wailers performed at the ceremony, too. Marley’s estate has recognized 11 children belonging to the singer, including nine that he fathered and two he adopted. Marley’s mother, Cedella Malcolm (later Cedella Booker), a native of Jamaica, was only 18 when she married a much older white man, Norval Sinclair Marley, who worked as a plantation supervisor. Originally from East Sussex, England, Norval was largely absent from his son’s life, and Bob talked about him in scathing terms later on. The historian David Olusoga, a trustee of English Heritage and a blue plaques panel member, said the organisation was well aware the figure was “unacceptably low”.

Music lovers, island explorers and Rastafarian fans, take a pilgrimage to the childhood home and resting place of music legend Bob Marley, the Bob Marley Museum, in the tiny rural village of Nine Mile, Jamaica. Make the journey up the St. Ann Mountains along a partially paved road, through a series of steep hairpin curves. Once you arrive, the view is spectacular, with glimpses of the Caribbean far below. Mediawan Pictures, a network of French and international producers, is led by Elizabeth d’Arvieu. Mediawan will also gain Leonine’s extensive catalogue, including rights to over 4,000 titles.

If you’ll be vacationing in Jamaica and want to visit the Bob Marley Museum, staying at a resort in Ocho Rios can be a convenient option. If you don’t mind the drive and want to check out some amazing beaches as well, go for one of the Negril resorts. There are a few options for tours that will get you to the Bob Marley Museum while in Jamaica. If you book an Island Routes tour like the Bob Marley Museum Tour From Kingston your entrance fee would be included in your tour package.

A great option if you're looking for an all-inclusive waterpark resort is Beaches Resorts. Splashing around at the water park and being able to walk from your room onto one of the best beaches in Jamaica will definitely be a worthwhile vacation memory. English Heritage said there were a number of reasons for the low figure, including a low number of nominations and the frequent lack of historic records linking a person to a building in which they lived.

Travel-wise, it’ll take about an hour and 15 minutes to get to Kingston (where the museum is located) from Ocho Rios by car. The drive to Kingston from Montego Bay is even longer — about 2 and a half hours. From Negril, it can take around 4 hours to get to the Bob Marley Museum.

Bob Marley Combo Tour in Jamaica

Table Of Content

• Black History
• Bob Marley Museum
• Come and enjoy the sights, sounds and history of Bob Marley!
• Visit to Bob Marley’s Resting Place – Nine Miles
• Bob Marley immersive experience to land in U.S. next year

The musician set out to return to his beloved Jamaica one last time to receive the Order of Merit from the Jamaican government. Now living in London, Marley went to work on Exodus, which was released in 1977. The title track draws an analogy between the biblical story of Moses and the Israelites leaving exile and his own situation. The concept of Africans and descendants of Africans repatriating their homeland can be linked to the work of activist Marcus Garvey.

Black History

Released as a single, “Exodus” was a hit in the United Kingdom, as were “Waiting in Vain” and “Jamming,” and the entire album stayed on the British charts for more than a year. Today, Exodus is considered to be one of the best albums ever made. After a visit to the Bob Marley Museum, you very likely will leave with a whole lot more information about his achievements. Plus, if you are a fan, just knowing that you are at the place where he grew up, lived, and immersed himself in his music will make you feel an even greater level of respect for this musician who certainly reached for the stars. The One Love Café is the ideal place to visit to enjoy authentic local cuisine in Jamaica.

Bob Marley Museum

The legendary Reggae artist Bob Marley may have been born in Jamaica, but sometime in the early 1960s, his mother, Cedella, moved to Wilmington, Delaware after getting married to Edward Booker in 1963. We assume that the locals have heard every single lame pun using the name of the traditional spicy rub, and that you’ll be tempted to try the delicious jerk chicken (and your hacky comedic material) when you stop for lunch. Go on, book the tour and then, as the man himself suggested, “Don't worry… about a thing… 'Cause every little thing… gonna be alright”. It comes in through the Star of David, a symbol of the Rastafari ,” explains the tour guide. The tour guide delivers the last line as he look s up to the darkened sky and holds out his palm, catching light drops of rain on his hand.

Come and enjoy the sights, sounds and history of Bob Marley!

Under the guidance of Joe Higgs, Marley worked on improving his singing abilities. He met another student of Higgs, Peter McIntosh (later Peter Tosh) who eventually played an important role in Marley’s career. Arriving in the Jamaican capital in the late 1950s, Marley lived in Trench Town, one of the city’s poorest neighborhoods. He struggled in poverty, but he found inspiration in the music around him. Trench Town had a number of successful local performers and was considered the Motown of Jamaica.

The main reason to take a trip to the Bob Marley Museum is to learn all about the man himself, his beliefs, and his way of life. This museum allows you to do just that and so much more as it serves as the final resting place of Bob Marley, his mother, and his half-brother. As you walk through his childhood home, be ready to explore rooms that personify his life and his many achievements — everything he accomplished before his untimely death at the age of 36. You will also get to witness artifacts including his records, clothing, and awards like the Order of Merit, which he received in February 1981. This was a great achievement for the young artist as it was, at the time, the third highest honor to be bestowed upon someone by the Government of Jamaica. His other prestigious awards include a posthumous Grammy Lifetime Achievement Award.

Visit to Bob Marley’s Resting Place – Nine Miles

This Bob Marley-Inspired Brand Has Headphones, Speakers & More on Sale for Up to 20% Off - Billboard

This Bob Marley-Inspired Brand Has Headphones, Speakers & More on Sale for Up to 20% Off.

Posted: Tue, 06 Feb 2024 08:00:00 GMT [source]

The deal is an all-stock transaction; both companies have the same shareholder, the U.S. private equity fund KKR whose stake in Mediawan will still be below 50%, according to a source close to the company. A by-the-numbers video visit from Steve Kornaki explained how many people were in the ballroom, how how many potatoes were consumed and how much scholarship money was being handed out by the WHCA this year. Immersive experiences are all the rage these days, with traveling, projection-driven exhibits of King Tut, Vincent Van Gogh, Gustav Klimt, Frida Kahlo and Claude Monet, just to name a few. The exhibit is produced by the Marley Family and Terrapin Station Entertainment. Inside, a 2,000-square foot One Love Forest promises to take visitors on a trip to Jamaica in a multi-sensory environment, which also features a cannabis garden.

He visited Kenya and Ethiopia, an especially important nation to him as it’s viewed as the spiritual homeland of Rastafarians. Perhaps inspired by his travels, the band’s next album, Survival (1979), was seen as a call for both greater unity and an end to oppression on the African continent. In 1980, Bob Marley & The Wailers played an official independence ceremony for the new nation of Zimbabwe. Also that year, the United Nations awarded Marley its Medal of Peace. Before releasing their next album, 1975’s Natty Dread, two of the three original Wailers left the group; McIntosh and Livingston decided to pursue solo careers as Peter Tosh and Bunny Wailer, respectively.

Newly released Bob Marley biopic is a reminder that every little thing's gonna be alright in Jamaica - where y - Daily Mail

Newly released Bob Marley biopic is a reminder that every little thing's gonna be alright in Jamaica - where y.

Posted: Mon, 26 Feb 2024 08:00:00 GMT [source]

Bob Marley immersive experience to land in U.S. next year

About 12 blue plaques are unveiled in London by English Heritage every year, celebrating figures from history. Seven doors up from Marley is one marking the Antarctic explorer Robert Falcon Scott. Across the road, at number 87, is a plaque for the Irish nationalist poet Jane Wilde, Oscar’s mother. At the time, Bob lived with his wife Rita and raised funds to start his own record label in Jamaica by working under the alias "Donald Marley". While Bob had a more private residence where he and his wife and bandmate Rita officially lived, they spent much of their time at Hope Road making music so the children often came by to visit.

Wail’n Soul’m was a record label that Bob Marley and the Wailers created in 1966. This label produced rocksteady reggae tunes like “Stir It Up,” “Bend Down Low” and “ Freedom Time,” which were well loved by the group’s followers. Although the band eventually fell apart, they undoubtedly produced some iconic hits during their run.

Otherwise, the general rates are $25 USD per person for adults and children 12 years and above. The Bob Marley Museum is generally accessible to most people, but this two-story structure has narrow stairs that may not be suitable for everyone. Additionally, according to Stephen Davis' Bob Marley biography, the singer also held shifts as a parking attendant, dishwasher, and night-shift warehouse employee in 1966 — all of which were written into his song, Night Shift.

And I said maybe they should go on another one,” he quipped to Entertainment Weekly. However, the actor learned to play guitar and sang all the songs during filming, though only some of his vocals were used. Getting tickets to see the Bob Marley Museum is a good idea if you want to see how his legacy has helped to shape the entertainment scene. As the Bob Marley Museum is such an incredible historical site, it belongs on your Jamaica to-do list. This museum is the best way to not only learn about Bob Marley while in Jamaica but about Jamaican music and culture overall.

All around the compound, the face of Jamaica’s beloved son gazes from portraits, murals, photos and tapestries. Icons in red, green and yellow reflect the national pride he almost singlehandedly instilled through his music during his lifetime. The guide leads the group into the courtyard, where visitors may rest their heads on the “rock pillow” used by young Marley for creative inspiration. Cedella “Mamma Marley” Booker, the singer’s mother, is entombed in one. Bob and his half-brother, Anthony Booker, are together in the second tomb, per Mamma’s wishes.

Leaning into Jost’s day job, a SNL sizzle reel of POTUS’ over the decades garnered huge laughs from the well-heeled crowd. You might call it stormy weather,” Biden quipped, referencing Trump’s current hush money trial. In 2001, Rita helped organize the rerelease of 18 of Marley’s albums. Marley’s death set off a legal battle over his estate, as he did not leave a will. According to Rolling Stone, his widow, Rita, was reportedly forced to sign a fake will in the late 1980s; the Jamaican government soon took control of the estate and sold it to the head of Island Records, Chris Blackwell. Rita, who was originally from Cuba but moved to Jamaica, sang in church growing up and joined a vocal group called The Soulettes as a teenager.

The late Bob Marley and his widow, Rita Marley, have inspired the dishes prepared here. Having a quick bite at this café at the end of your tour is a delicious way to end your trip. Light finger foods such as jerk chicken, sandwiches, and fruit smoothies are served at the One Love Café as well. Dessert has not been forgotten, so be sure to pick up some chocolate brownies or pudding on your way out. The plaque is on the front of 42 Oakley Street, a house where Marley lived with his band the Wailers for a short time in the late 70s. When they were not recording they would make the short trip over the Albert Bridge to play football in Battersea Park.

Nail Design Kits

Table Of Content

• Kiara Sky Dipping Powder Starter Kit
• BEST FOR NATURAL NAILS
• DIGITAL: APPLIQUE woman hand with long nails gradient style - 4 sizes embroidery design for machine embroidery (
• Bare Hands The Dry Gloss Manicure Kit
• Best Acrylic Nail Kits for an At-Home Manicure, Tested and Reviewed for 2022

In between acrylics, if you still want long-lasting polish, grab a gel polish kit and a UV lamp. The price tag on this kit is heftier, but you get all 69 shades of Triple O Polish’s gel polish, plus a top and a base coat. So if you’re looking to overhaul your nail collection and make sure you get a few weeks out of every mani, meet your new gel polish kit. We updated this article in December 2022 to add new acrylic nail kits the internet won't stop talking about and delete outdated oldies for the latest in acrylic nails, just for you.

Kiara Sky Dipping Powder Starter Kit

Amazon's Best-Selling Gel Nail Polish Kit Is on Sale for $40 - InStyle

Amazon's Best-Selling Gel Nail Polish Kit Is on Sale for $40.

Posted: Tue, 04 Apr 2023 07:00:00 GMT [source]

A big fan of consumer tech and beauty innovation, she's dabbled in at-home gel polish, curing lights, and recently, a DipWell Starter Kit. You can check out more stories by Theresa on MyDomaine and Verywell Fit. Once you get into a groove and run out of powder from your original kit, replenish your stash with a few pots of OPI Powder Perfection.

BEST FOR NATURAL NAILS

So if you’re like me, and you’d rather do the work at home than trek to the salon, know that you can definitely get a screenshot-worthy finish with one of my favorite manicure sets below. If you're looking to take your at-home manicure up a couple of notches with some nail art, this set from Teoyall has you covered. What this five-piece kit lacks in basic essentials like clippers and files it makes up for decorating tools. This set comprises two flat brushes and three thin, liner brushes, all of which have a dotting tool on the other end. (That way, you can alternate shapes and line thickness with ease.) Simply pick out your favorite polishes—Teoyall says this set is best suited for UV gel manicures—and get started on your stripes, speckles or squiggly lines. These days, we're all about DIY beauty and anything with long-lasting results for less time needed in-salon.

DIGITAL: APPLIQUE woman hand with long nails gradient style - 4 sizes embroidery design for machine embroidery (

This manicure kit comes with nail dehydrator, a primer, a base, and top coat, various grooming tools, a drying lamp, and eight colors. Once we got the desired shape and length, the drying process was a breeze. Unlike old-school French tips of the 90s and early aughts, these modern-day acrylic nails are thin and comfortable to wear.

Yougai 18-Piece Manicure Set

Beloved by many, the dip-powder approach to augmented nails is more accessible (and affordable) than you think. Another all-in-one acrylic nail set, this Walmart top-seller by Mascarry has everything you need for a professional acrylic powder manicure. Especially great for nail art and designs, one Walmart user shared that "this kit came with everything" to do a DIY mani at home. This expansive set is great for those who are committed to trying different colors and designs at home. Notably, these powders — available in five shades — contain calcium that promises greater longevity when compared to traditional, calcium-free acrylic nail kits. Speaking of the powders, once you're ready to remove them, the entire process only takes about 15 minutes.

Tenoverten The Tool Kit

The possibilities are endless, but to get you started, here are 30 nail designs for inspiration for your next set. DipWell's uber-popular Easy Acrylic Dip System pulls out all the stops for fresh DIY nails. You'll get two little pots of dip powder, a base and a finishing powder, five liquids (a bond, a base, an activator, and two sealers), plus a buffer, a file, and a cuticle tool. If this sounds like too many things, don't sweat it, because as the name suggests, it's designed to be easy-peasy.

Whether you're looking for bridal inspo or simply want to up the ante, these gold shimmer nails are complete with gold streaks, stones, and flowers that will turn heads. If you aren’t too fond of colorful manicures, playing with 3 3D embellishments is an alternative option for a fun, no-fuss set. Those who gravitate toward neutrals will love the Azure Beauty's Nude Kit. It comes with eight dip powders, ranging from chic brown to blush pink to tawny taupe, and offers a fresh-from-the-salon finish for two whole weeks. The pro-level polish and top coat deliver extra-shiny, streak-free results, though she noticed one small bubble. While it promises up to two weeks of wear, the gel started peeling when our tester cleaned her kitchen.

From handmade pieces to vintage treasures ready to be loved again, Etsy is the global marketplace for unique and creative goods. It’s also home to a whole host of one-of-a-kind items made with love and extraordinary care. While many of the items on Etsy are handmade, you’ll also find craft supplies, digital items, and more. Here is a selection of four-star and five-star reviews from customers who were delighted with the products they found in this category.

22 Best At-Home Nail Kits for Women Over 50 - Yahoo Life

22 Best At-Home Nail Kits for Women Over 50.

Posted: Mon, 25 Sep 2023 07:00:00 GMT [source]

Best Acrylic Nail Kits for an At-Home Manicure, Tested and Reviewed for 2022

The palette ranges from hot pink to baby pink to red, perfect to add to your upcoming Valentine's Day mood board. This soft white chrome shade is beautifully paired with tiny crystals that line the cuticles. Don't be fooled by the intricate floral design—adding some simple daisies is an easy hack. Send me exclusive offers, unique gift ideas, and personalized tips for shopping and selling on Etsy.

Basic systems will come with one or two colors, but you can also find more robust kits with a range of neutral and bright hues and even some glitter powders, like the Morovan Acrylic Nail Kit. We have your back with an affordable option that's currently marked down to just under-$10. The impressive gift set includes all the tools necessary for newbies and novices alike to achieve quick and easy DIY acrylic nails.

(Plus, this finish preserves enduring sharpness while keeping rust, scratches, and abrasion to a minimum.) Of course, any pro needs a convenient spot to stow their equipment, and this set delivers with a vegan zipped case. If you're just dipping your toes fingers into at-home manicures, you'll want to find a kit that not only has everything you need, but makes the sheer act of painting your nails a breeze. Meanwhile, essential tools like a nail clipper, buffer, and file ensure you'll laying the foundation for a great manicure. Mekita Rivas is a freelance beauty writer at Cosmopolitan with three years of experience writing beauty stories, like cellulite creams and the best eyelash glues. She chose the best manicure sets based on personal testing, ratings, and reviews. With 48 colors, including glitter shades and 12 rhinestone-studded options, this kit has everything you need to do your nails at home and never get bored.

Some nail sets come with everything under the sun, which is great, if you think you’ll actually use them. If you’re more into a quick touch-up and still prefer to get your nails done at the salon, you might appreciate a simple manicure set with just a file, clippers, and a cuticle pusher. But if you’re trying to make the switch to doing full-blown manis while you’re binge-watching Dexter for the eighth time (okay, don’t @ me), a kit with multiple clipper sizes and tools for trimming your cuticles could come in handy. To do a manicure, you really only need a nail file and clippers to shape your nails, along with the nail polish of your choice.

Look, we all want the most expensive-looking manicure for the least amount of ~expense~. This budget-friendly acrylic nail kit is $10—and includes nail glue, acrylic powder, monomer, and both neutral and French tips. If you, like me, consider yourself to be a bit of a nail minimalist, trips to the salon might start getting a bit repetitive.

Additionally, there are three brush sizes to apply the powder and create motifs, while a nail file ensures your nails are smooth to the touch. Lastly, there is an included dish where you mix the monomer acrylic nail liquid with the acrylic powder of your choice. Acrylic nails are made up of liquid monomer and powder polymer, which, when used together correctly, form a paste and create the hard acrylic “nail” material that can withstand basically anything. When they’re layered on top of nail forms or tips, you can get any length or nail shape you want. Because if you’re like me and are blessed with short, stubby lil nails that break the second they grow past the edge of your fingertip, acrylics are basically the answer to getting a Kylie Jenner–worthy manicure. It’s good to let your nails take a breather after you wear acrylics, so if you’re in that in-between phase but still want long nails, try press-ons.

If you are starting out, it's a good idea to get a comprehensive kit that has everything you'll need, like the Mia Secret Acrylic Nail Kit, versus if you're just looking to enhance an existing kit or tools you already have at home. If you like the natural-inspired but obviously faux look—no shame! It comes with 40 nail tips for a glue-on French manicure look, with zero dry time. File the nails to the desired shape and size using the included file. It also comes with a brush, manicure stick, and acrylic liquid, powder, and glue.

Keeping up with the latest nail trends is easy when you have everything you need to copy the look in your own nail-art kit. Ahead, we rounded up the best nail-art essentials that every one should own for when creativity strikes — or you scroll past a really good DIY nail design on Instagram. While this wasn't the most user-friendly set we tested, we think it'll be easier after the first go-around. Since the directions are somewhat confusing, you'll want to read through all the steps before getting started. We spent two weeks testing to find the kits that lasted the longest.

Texas Roadhouses Family Meal Deals Can Feed a Family of 4

Table Of Content

• Data Not Linked to You
• Data safety
• Fresh Rolls and Honey Cinnamon Butter
• Country Fried Sirloin
• Sirloin and Shrimp combo

After using the app successfully numerous times, I had the misfortune of having it send my order to a completely different state. I was charged for the order and did not realize what happened until waiting to pick up my order at our local Texas Roadhouse. I had to place a new order and pay again as the refund needed to come from the restaurant that received the order and payment.

Data Not Linked to You

Pair these lusciously glazed ribs with a baked potato and some buttered corn and you'll be in heaven. There's no reason that you can't get your greens in while also enjoying a juicy, delicious steak. Because steak is fairly heavy, it's easy to feel like you need to balance it out with some fresh vegetables — and a steak salad offers the perfect opportunity. While Texas Roadhouse offers a handful of great fresh salads on its menu, the steak filet option is easily one of its best.

Data safety

The bacon cheeseburger at Texas Roadhouse is a shining example of how a steakhouse chain can still manage to whip up a highly respectable burger despite its focus on steaks. The blue cheese provides a pleasantly pungent bite of dairy, while the tomatoes provide some natural, earthy sweetness. When the salad is well-mixed, every bite packs a punch of big flavors.

Fresh Rolls and Honey Cinnamon Butter

Instead of buying bags of frozen, pre-made country fried steak (as many other restaurants often do), the steakhouse takes the time to cut its sirloin fresh on site. Then the kitchen breads each cut of sirloin by hand and whips up a creamy country gravy from scratch. The end result is a crispy country fried steak bursting with tenderness and flavor that's bound to knock your socks off.

Country Fried Sirloin

It doesn't get much better than crunchy greens, perfectly cooked steak, and homemade dressing. When you want to enjoy the hearty beefiness of a great steak but you're also craving some fresh veggies, look no further than the steak filet salad at Texas Roadhouse. Is there a dish more deliciously indulgent than country fried steak? Breaded and deep-fried until golden brown, country fried steak is crunchy and seasoned on the outside, yet beautifully tender on the inside.

Data Used to Track You

In 1990, Taylor returned to his hometown of Louisville, Kentucky. He began work as a Kentucky Fried Chicken manager and had dreams to open a Colorado-themed restaurant. Former Kentucky Governor John Y. Brown, Jr. helped Taylor fulfill his dream by backing him with $80,000.[8] In 1991, Taylor opened Buckhead Mountain Grill.[9] Taylor was his own executive chef. Brown invested more money and wanted to open a second store in Clarksville, but complications in the partnership caused it to fall apart. She said that her family meal had a base price of $45, and that “there’s tax and tip on top of it,” which brought the total to $55. Brown had elected to pursue another steak concept without Taylor, leaving Taylor with the decision to either stay committed to Buckhead or attempt to start a new business.

With so many dishes to choose from at Texas Roadhouse, it can be challenging to make a choice — but rest assured, the ribeye steak is one of the very best decisions you can make. According to a server who allegedly works at Texas Roadhouse, the chicken critter salad is one of the best things on the menu. It's easy to see why since you can't really go wrong with sizzling strips of fried chicken. So the next time you find yourself at a Texas Roadhouse with a big appetite, don't sleep on the salad section — there's plenty to choose from that will fill you up. If there's a more delicious way to get your greens in, we aren't aware of it. Hearty, warming, and deeply satisfying, chili is one of the most comforting stews around.

There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. And when it comes to surf and turf, Texas Roadhouse puts a few succulent options on the table under the Texas-sized combos section of the menu. Juicy shrimp can be paired with a few different cuts of beef, including sirloin, ribeye, and a filet. In this context, the intense beefiness of sirloin works wonders when it's coupled with large shrimp drizzled in garlic lemon pepper butter. Each bite somehow tastes better than the last, and before you know it, you'll find yourself mopping up your final forkful with some of that citrusy butter sauce. When you can't decide between steak or seafood, there's no need to limit yourself at Texas Roadhouse — go for the sirloin and shrimp combo to get the best of both worlds.

Texas Roadhouse's Steak Sauce Is Coming to Grocery Stores - Eat This, Not That

Texas Roadhouse's Steak Sauce Is Coming to Grocery Stores.

Posted: Wed, 17 Apr 2024 07:00:00 GMT [source]

Texas Roadhouse bills its ribs as "fall-off-the-bone," which is an apt description for a slab of meat this tender. Fans of Texas Roadhouse are quick to claim that the restaurant whips up some of the tastiest ribs around. Strikingly similar to the famous Bloomin' Onion at Outback Steakhouse, the Cactus Blossom at Texas Roadhouse cashes in on our endless enchantment with dressed up, deep-fried root vegetables. Plenty of diners are happy to chime in and point out how delicious this appetizer is. Because it's so massive, this is definitely a dish best enjoyed with a few other people so that you can save some room to check out more of the menu. One thing's for sure, though, when you taste the Cactus Blossom at Texas Roadhouse, it's bound to be love at first bite.

He decided to go with the latter; however, he had trouble finding investors to help him launch the new concept. Finally, Taylor met a potential investor while he was managing at Buckhead. Dr. John Rhodes became interested in Taylor's proposition of the new steak restaurant concept that Taylor showed to him through drawings on loose papers and cocktail napkins.

Often served in between buns on sandwiches, or on platters with different sides, there's no doubt that barbecue pork is a major staple when it comes to grilled goodies. So it should come as no surprise that a meat-centric operation like Texas Roadhouse offers up its own version of this hog-heavy crowd-pleaser. According to Smoked BBQ Source, the reason ribeye is such a popular cut is due to its thorough marbling of intramuscular fat. These thin webs of fat throughout the ribeye help the beef maintain its moisture, resulting in an exceptionally tender consistency. Another reason that ribeye has that incredible melt-in-your-mouth texture is because this cut of beef is taken from a muscle in the cow that's mostly inactive, which makes the meat extra delicate. Surf and turf is inherently satisfying because it doesn't get much better than being able to sample a forkful of flame-licked beef along with the briny yet mildly sweet taste of shrimp at the same time.

In a way, it's like a microcosm of planet Earth on your plate as land-roaming fare and sea creatures converge on a circular orb. Perhaps no dish better exemplifies the bounty of the modern age more deliciously than this. I got the app when Covid first started, that experience did not go so well . They told us to park in the designated parking spot and call the number which I did.

Bathed in a creamy country gravy, this dish tops the charts when it comes to heartiness. That said, some restaurants take a lot of shortcuts, sacrificing freshness and flavor for the sake of convenience. Salads can be surprisingly filling, even though many of us tend to think of them as light and healthy. The reality, however, is that plenty of restaurant salads are loaded with decadent toppings like slices of fire-grilled steak, piles of crumbled bacon, and chopped strips of deep-fried chicken. The salad comes with the homemade dressing of your choosing, but we'd like to humbly recommend the blue cheese, since it pairs so perfectly with the combination of fried chicken, tomatoes, and bacon. This website is using a security service to protect itself from online attacks.

I waited about 15 min in my car then asked inside where my order was. The person that answered had me give my email to her and said she would email me a coupon for a dozen rolls I could use on my next visit. So we will see if things has changed and I receive better service. Whether you have a hungry family to feed, just don’t feel like cooking your own dinner, or want Texas Roadhouse to help you meal-prep for the workweek, these family meals seem like quite a value.

Heart Shaped Cake

Table Of Content

• Step 1: Trim the Cake Layers
• Perfect for Special Occasions!
• Most Adorable Heart Shape Cake Design You Must See!
• Pink Heart Shape Cake Design
• Sprinkle Heart Cake

You can use the first cake layer you trimmed as a template to make things super easy. Paleo folks also love Sweet Laurel’s chocolate keto cake and the rich, equally minimalist mocha cake. If you’re looking for a paleo birthday cake in Los Angeles, this is the best bakery for it. For the final layer I like to start with the top of the cake. Spread the frosting over the top and over the edges of the cake so that it sticks out. Spinning your cake on the turntable while holding your offset spatula at an angle will smooth the frosting beautifully.

Step 1: Trim the Cake Layers

I basically piped two overlapping shells to create these little heart shapes. Next, pipe the double ruffle garlands on the sides of the cake using Wilton Tip 102. To pipe a ruffle garland, hold the piping bag at a 45 degree angle to the surface of the cake with the skinny end of the tip facing away from the cake.

Perfect for Special Occasions!

30 Valentine's Day Desserts 2024 - V-Day Dessert Recipe Ideas - Cosmopolitan

30 Valentine's Day Desserts 2024 - V-Day Dessert Recipe Ideas.

Posted: Wed, 17 Jan 2024 08:00:00 GMT [source]

Cake and Art is another Hollywood/celebrity go-to that has been serving edible art since 1976. We love Roobina’s charming layered birthday cakes, which have been made in every child-friendly design imaginable. For the quintessential experience, order the Birthday Cake Softserve Pie. It features birthday cake soft serve with a chocolate cookie crust and funfetti cake layered under a whipped topping and rainbow sprinkles. When you’re happy with your color palette, add the small bowls of buttercream into three separate piping bags, each fitted with either Wilton Tip 4B or 199.

Most Adorable Heart Shape Cake Design You Must See!

Push the frosting up above the top edge of the cake, making and lip around the top edge of the cake. This will prevent air gaps and give you a super sharp angle around that top edge. Pipe three dots of frosting onto a cake board and press the square cake into one dot. When your cake is looking ultra smooth, pop it into the refrigerator to firm up for about 20 minutes.

The online-only business is also well known for their excellent grain-free bunz— but that’s another story entirely. Hansen’s Cakes has been around for seven generations, which is an eternity in Los Angeles. Since 1920, they’ve been making beautiful celebration cakes for weddings, birthdays, graduations, and more. Today, they are the OG birthday cake maker in LA and Southern California. These cakes, of course, are not cheap, but you get what you pay for.

For The Frosting

This cake can sit out at room temperature for up to 2 days, be stored in the fridge for up to a week or be kept in the freezer for up to a month. Add the cocoa powder and melted dark chocolate that the recipe card calls for into either of these recipes. If you make these in advance, wrap and freeze them at this point. Take them out of the freezer about 20 minutes before you want to assemble the cake. Let’s walk through each step of this cake together to make sure it turns out as amazing as possible! Repeat the large shell border along the bottom edge of the cake.

With your chilled and crumb coated cake on a turntable, use the largest bowl of buttercream to frost a smooth finish onto the cake. Start by frosting a smooth layer on the very top of the cake with your angled icing spatula. Again, I eyeballed this and actually ended up hating where the first word was placed, so I scraped it off with a spatula and re-piped it to make the message centered. The amount of frosting you'll need will be dependent upon how big your cake layers are and how many you plan to use.

Step 5: Add More Chocolate into the Remaining Buttercream

If you love strawberries, you’re going to want to eat this frosting by the spoonful! It’s made with freeze-dried strawberries, which add tons of flavor and color to the recipe. Frost the cake to finish, which will create the full heart effect and hide the fact that this cake is formed out of three pieces. Once the frosting is on, all you see is a heart—it's really that simple. Feel free to add more embellishments as you like, but we think a thick, swoopy layer of frosting speaks for itself. Add a few scoops of buttercream filling and smooth it down until it’s about ¼ inch.

Starting with the top edge of the cake, pipe a large shell border using Wilton Tip 4B. To pipe a shell border, hold the bag at a 45 degree angle and squeeze the piping bag until the buttercream fans out and forces the tip upward. Gradually relax pressure as you lower the tip and pull the bag toward you to create a tail.

I have a soft spot for my chocolate buttermilk cake recipe, and this is essentially a small batch version of that recipe. Whether for Valentine's Day or just because, it's possible (and easy!) to make a heart-shaped cake without a dedicated pan. Place the cake in the refrigerator to chill until the frosting forms a crust (about 10 minutes). Take the two pieces you just cut off and press them flat side down against the top of the cake, molding them into a curved shape to create the top of the heart. Cake and Art tends to focus on sheet cakes, sculpted cakes, and cut-out cakes for commemorative events.

So, in this article, I will give you 11 awesome ideas on how to decorate a heart-shaped cake. Place a very small round piping tip (like a Wilton 3) on the medium bag of chocolate buttercream and slowly pipe semicircles around the cake. These layers bake up pretty flat, so leveling them is optional! If you want to level them, use a serrated knife to level the top of each cake layer. Finally, connect each ruffle garland with a simple piped heart using Wilton Tip 32.

One had a crack and appeared to be done and the toothpick was clean. Your cake layers are my go to recipes and they normally don’t shrink that much. I weighed the ingredients and all were in date and fresh. They could have been a little cold but I had them out on the counter for an hour or longer. I took a couple of pictures I could send to you on instagram.

Also, there’s no extra charge to write a personalized message on a fondant banner. The Ateco #849 is my favorite large star tip to create a simple cookie cake border. You can also just use a ziploc bag and cut off the top for a large dot border.

Texas Roadhouse Wikipedia

Table Of Content

• Country Fried Sirloin
• Data Used to Track You
• Data safety
• Data Not Linked to You
• Ribeye steak
• Texas Roadhouse Mobile

Fans of the barbecue pulled pork at Texas Roadhouse are quick to point out the generous portions that the restaurant doles out for its dinner entree, which is often more than enough for two meals. But beyond the impressive quantity, there's just the simple fact that it's delicious. Tender and a little tangy, the barbecue pulled pork at Texas Roadhouse hits all the right notes when it comes to flavor. Whether you order it on a sandwich in a soft bun or as a dinner with some freshly toasted bread and some of your favorite sides, any lover of barbecue is bound to dig the succulent pulled pork at Texas Roadhouse. Oddly enough, one of the best things to eat at Texas Roadhouse happens to be something you don't have to pay for, which come in the form of the complimentary fresh rolls and honey cinnamon butter. The amazingness of these rolls stems from the fact that the restaurant bakes them fresh every five minutes, which ensures an exceptionally soft serving every single time.

Country Fried Sirloin

All of the steaks are fresh — never frozen — and cut to order by an in-house butcher. Salad dressings, bacon bits, croutons, and even those deliciously fluffy yeast rolls with honey cinnamon butter are all made from scratch. With its focus on freshness, Texas Roadhouse has created a menu with tons of other tasty dishes. We're here to help and happy to shine a light on some of the restaurant's tastiest creations. So kick back, relax, and take a peek at what one of America's most beloved steakhouses has to offer.

Data Used to Track You

The next time you're in the mood for steak and you find yourself at Texas Roadhouse, consider treating yourself to this heavy hitter. Paired with a couple of sides like mashed potatoes and fresh vegetables, the country fried sirloin is a truly glorious feast. In fact, this dish is so good that some diners will order more to take home for later after finishing a whole plate at the restaurant. If there's any dish on the menu that can spark a wildly ravenous appetite, it's this one.

Data safety

This tasty appetizzer comes with eight wedges that are topped with cheddar cheese and homemade bacon bits. Served with a side of sour cream for dipping, these tater skins hit all the right notes. They're cheesy and savory, yet slightly smokey from the bacon bits, and the sour cream provides a soothing dip to balance out the saltiness.

Some of the best things in life are simple pleasures — and there's no doubt that the tater skins at Texas Roadhouse will bring you some scrumptious joy. In fact, some diners say that Texas Roadhouse makes the best tater skins they've ever had. The Texas Roadhouse iteration comes with a thick, juicy burger patty, melted slices of creamy American cheese, and crackling strips of bacon along with a pickle spear and steak fries on the side. Diners rave about how excellent the bacon cheeseburger is, which should come as no surprise, considering the focus on freshness at Texas Roadhouse. If you're in the mood for some beef but not exactly up to the task of taking down a steak, opting for the bacon cheeseburger is an extremely wise move. The gargantuan-sized meals appear to be for pick-up orders only and cannot be ordered in the restaurant and, again, the availability and price-point can vary from location to location.

Ribeye steak

In just about every other form (raw, sauteed, caramelized, and roasted), they bring some flavor to the table, but it's nothing to write home about. But when an immense onion takes a plunge into some seasoned batter and gets deep-fried until it's crunchy and golden brown, there's some inexplicably delicious magic going on. The end result is a soft and sweet interior encased in a crispy, salted shell that provides some truly mouthwatering textural contrast. Throw in a zesty dipping sauce and this dish provides some top-tier snackage. Any fan of southern barbecue is bound to sing the praises of barbecue pulled pork. Smokey and savory with a delicate texture that practically melts in your mouth, barbecue pulled pork is one of the tastiest types of meats around.

TEXAS ROADHOUSE HOLDINGS, LLC

Three other Family Value meals — including seafood, cheeseburgers, and pulled pork — are currently listed as “unavailable” at this location but they are on the menu at other Texas Roadhouses throughout the state. Potatoes are impressively versatile, and whether you roast, mash, bake, or fry them, no matter how you cut it or cook it, you can always count on the almighty potato to deliver some comforting deliciousness. That said, one of our favorite ways to enjoy potatoes is in the form of potato skins. Sliced into thick wedges, fried crispy, and seasoned, and then smothered with toppings like melted cheese, chives, and bacon, potato skins have a way of hitting the spot in the best way possible. If you find yourself on the prowl for a tasty batch, the Tater Skins at Texas Roadhouse won't let you down.

Person shot at Texas Roadhouse on east side of Indianapolis - FOX 59 Indianapolis

Person shot at Texas Roadhouse on east side of Indianapolis.

Posted: Sun, 03 Mar 2024 08:00:00 GMT [source]

As the TikTokers mentioned, each family-sized meal also comes with a choice of a House or Caesar salad, four individual side dishes, and a whole lot of fresh rolls. You can also add a side order of shrimp or ribs for an additional fee. Slow cooked in a special blend of seasonings and then gently brushed with the restaurant's signature barbecue sauce, the ribs at Texas Roadhouse are shockingly delicious for a large restaurant chain. You can order them in a half slab or a full slab and each portion comes with your choice of two sides.

Fresh Rolls and Honey Cinnamon Butter

If you ask us for our two pennies, we tend to think that burgers at steakhouses are underrated. Sure, steakhouses are obviously known for their steaks — which we love and enjoy — but lots of steakhouses also make sure to have a few top-notch burgers on the menu, too. And when it comes to handheld fare from the grill, the classic bacon cheeseburger reigns supreme. The luxuriously delicious combination of fire-licked beef with crispy slices of smoked bacon provides juicy bursts of flavor, bite after bite.

Taylor was able to convince Dr. Rhodes and two of his colleagues to invest $100,000 each in 1992. A year later on February 17, 1993, the first Texas Roadhouse in Clarksville, Indiana opened its doors.[10] In 1994, Taylor sold his shares in Buckhead Mountain Grill to focus solely on Texas Roadhouse.

I called the other restaurant to cancel the order, but no one there knew how to refund my money. They told me to expect a call from the one person who knew how to do this the next day. I waited and called again during the hours they said the person would be there with no luck. I have called repeatedly and have been told I would get a call back, but I still haven’t heard from them or received a refund.

The ribeye steak at Texas Roadhouse is available in four different sizes, ranging from 10 ounces all the way up to 16 ounces. Keep in mind that Texas Roadhouse also has a bone-in ribeye, but that cut only comes in one massive size, clocking in at a whopping 20 ounces. Plenty of diners rave about the ribeye, touting its amazing tenderness and perfect seasoning.

Cooper Carry acquires 505Design

Table Of Content

• Offices
• Make Product Design Great Again
• Fully-Furnished Living
• It's Time to Lease Your Place

The best Product Owners want you to challenge them, they want smart creative people in the room, and they need your help getting insights out of users and customers. They need you to be great at this. Also spend some more money on a UI (visual design) person with a proper graphic design background. I don't need a researcher to be a ‘Figma Ninja’ or a ‘wireframe hero’. They are designed to be a master of one. If the code is bad, the user notices, as the service is slow and buggy.

Offices

The buildings have a structural frame of steel covered with highly polished panels of forest green granite and panels of solar bronze glass, set in a disciplined pattern of extreme simplicity. At The 505, practical features rise to new heights with craftily selected luxury finishes. Abundant windows cast natural light through open-concept kitchens, simultaneously highlighting their refined color palette. Beneath sparkling countertops, extensive cabinet storage options feature soft-close hinges and ergonomic pulls. Each integrated appliance was carefully chosen to exemplify beauty and resilience.

Make Product Design Great Again

Nobody can do all the UX stuff themselves. In every industry there are multiple disciplines, and claiming to be an ‘all rounder’ is just a bit broad. ‘Product design’ nowadays is 95% product and 5% design. You can see where the issue lies now.

Fully-Furnished Living

Personally I think being the best at everything you can is a great way to be a successful all-round designer. The ‘Design Unicorn’ is a hugely attractive, yet brutally disappointing, false economy and fallacy, that tries to consolidate everything into one role. It's cheaper and less management overhead. But it yugely affects the quality and integrity of product design.

A cross-functional design team needs to be a few different skills and knowledge. And don’t get me started on design tasks, thats a surefire way to hire the wrong person. Get some edge cases and a few crazy ones.

How are you supposed to design anything considered, when there are multiple non-design people making unsolicited changes and comments right inside your work? As if a simple handoff was not collaborative enough. Let's make systems and processes and make everything work like a good solid product team.

There is a tangible and measurable outcome to badly built code. Cooper Carry is the largest architecture firm in Atlanta measured by employed architects with 152 licensed architects on staff. The firm also has offices in New York and Washington, D.C. Nestled between Third and Fourth wards of Charlotte, the 505Design Charlotte office is in a restored cotton mill at the heart of the city. Employees enjoy walking to some of the best restaurants, public markets, parks, and the Panthers Football and Knights Baseball Stadiums. But if you actually use the product it’s a huge disappointment.

New York City's First All-Electric Skyscraper Is a Stunning Game-Changer - Architectural Digest

New York City's First All-Electric Skyscraper Is a Stunning Game-Changer.

Posted: Thu, 14 Mar 2024 07:00:00 GMT [source]

I respect that, and I regret previously opining that the design recruitment industry needs a reset. Or that the design industry is crying for a new recruitment model. Or that currently design recruitment is a dumpster fire (sorry). A study and appreciation of history and craftsmanship informs the work of the practice. The studio maintains an active workshop for prototyping, model making and fabrication of key design elements for many of the projects it undertakes.

505Design specializes in mixed-use developments, as well as retail-only and residential-only projects. One recently completed project was for Clear Springs Development’s Kingsley Town Center in Fort Mill, South Carolina. The 505Design San Francisco team is located in the heart of urban living. 505ers take advantage of everything the City has to offer from mountain biking to culinary and wine adventures. The 505Design Boulder office is set against the foothills of the Rocky Mountains.

2nd and 3rd floor units feature loft-style industrial polished concrete overlay, while units on the 4th through 7th floors feature heat and water-resistant LVT flooring. Units feature in-unit washer and dryer, walk-in showers, and central A/C. Fully-equipped kitchens boast quartz countertops, a gas range, and premium stainless steel appliances that allow you to appease the foodie inside. Escape from the ordinary with spacious balconies in each unit. Are you really putting the user first? Or are you just keeping Product happy?.

Our solution-based approach captures our initiative to reach the highest potential within the articulated framework established by our clients. Both are task based and rely heavily on frame worked processes and methods. And they don’t really require design skills. The famous Shakespeare quote “a jack of all trades is a master of none” is often used to bash a good general product designer.

There’s two new ones every week, it becomes difficult to create a relationship. And these new ones are hungry and promise they will find you work. Like the first 24 hours on a dating app it feels like you are popular and theres tons of opportunities, then you realise you are just one in a stack of hopefuls, and your destiny is out of your hands. Our premium furnished units are move-in ready. It’s all of the comforts of home without the obligation of purchasing furniture, or negotiating utility contracts.

You must earn more than $220,000 a year to buy a house in L A. Los Angeles Times

Table Of Content

• Benefits of putting more than 20% down
• How to calculate a mortgage payment
• Best Mortgage Lenders
• Most Affordable Big Cities in America
• VA loan (government loan)

When saving for a house, cutting back on discretionary spending is the quickest way to speed up the process. While you don’t have to give up everything you’re used to, the more spending you can limit, the more cash you can funnel toward your savings goal. It’s easier to cope with price increases or other small changes if you have more money in the bank. A down payment is the portion of the home price the borrower pays upfront. By 2005, the median down payment was only 13%, according to a Washington Post analysis of National Association of Realtors data. Consider a VA or USDA-backed mortgage, if you’re eligible, since you won’t need a down payment.

Deciding on Your Home Down Payment: a Comprehensive Guide - Business Insider

Deciding on Your Home Down Payment: a Comprehensive Guide.

Posted: Thu, 14 Mar 2024 07:00:00 GMT [source]

Benefits of putting more than 20% down

A good first step is to see if renting vs. buying makes more sense for your budget right now. If you’re early in your savings journey, it might be worth it to spend time socking some money away before you start your house hunt. In some cases, you don’t have to pay for your whole down payment by yourself. These funds are offered through state or local governments, as well as nonprofit organizations. In general, you may qualify for a better interest rate with a higher down payment, which reduces the overall cost of your mortgage over time.

How to calculate a mortgage payment

Your down payment plays a role in determining your loan-to-value ratio, or LTV. To calculate the LTV ratio, the loan amount is divided by the fair market value determined by a property appraisal. When you are preapproved for a mortgage, a lender determines the maximum loan amount you qualify for based on responses in your application. A pre-approval letter from the lender shows sellers that your financial information has been verified and you can afford a mortgage.

Best Mortgage Lenders

Rather than simply borrowing the maximum loan amount a lender approves, evaluate your estimated monthly mortgage payment too. Lenders use two ratios to help determine the monthly mortgage amount you can afford. 28% of your gross monthly income is the maximum amount that should be used for housing expenses, including your monthly mortgage payment, homeowners insurance, and property taxes. Private Mortgage Insurance (PMI) is usually required when you have a conventional loan and make a down payment of less than 20 percent of the home’s purchase price. PMI protects the lender if the buyer stops making payments on the loan.

Our services

Borrowers can request the lender drop the PMI requirement once the equity in the home reaches 20%. Buyers can start by figuring out how much they can afford to pay each month and set savings goals based on their target purchase price. Buying a home gives you equity in a long-term investment, but not all buyers can afford costly down payments and closing costs. In San Francisco, the salary needed to buy a median-priced home soared to more than $402,000 and, in San Jose, a salary of more than $363,000 was needed to make the monthly mortgage payments. In Anaheim, home buyers needed about $254,000 a year, followed by Oakland, with a required salary of $247,559, and Los Angeles. Paying a larger down payment of 20% or more, if possible, usually lead to qualification for lower rates.

Most Affordable Big Cities in America

This money comes out of pocket from your personal savings or eligible gifts. Another option to assist with down payments is to borrow from a 401(k) plan, but California buyers should consult with their agent before dipping into their retirement plan. Prevu Real Estate offers the highest commission rebate in California, and buyers can receive up to half of the buyer's broker commission through the company’s Smart Buyer Rebate. Commission rebates are a powerful tool for buyers who find an agent that offers them.

Kathryn graduated with a degree in Journalism and lives in Duluth, Minnesota. Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. You can save money on moving by DIYing tasks that can be done safely, such as packing and cleaning. If your landlord allows it, consider bringing in a roommate temporarily if you are stuck in an expensive lease. By splitting the rent, you can save more money towards your dream of home ownership.

With the median home price in 2023 at over $425,000, the average homebuyer would need $85,000 just for the down payment. Special programs in your state or local housing authority help first-time buyers. Many of these programs are available based on buyers’ income or financial needs. These programs, which usually offer assistance with down payment grants, can also help with closing costs. The U.S. Department of Housing and Urban Development lists first-time homebuyer programs by state. Select your state, then “Homeownership Assistance,” to find the program nearest you.

Lenders are typically more willing to issue lower-than-average interest rates and offer more relaxed down payment requirements. While some buyers in California may pursue down payment assistance programs if they qualify, others turn to family for help with their down payment and closing costs. It’s possible to get a mortgage with a credit score below 620, particularly with an FHA loan, but you’ll need to put down a higher amount upfront — 10 percent. With other mortgages, though, a lower credit score likely won’t give you access to the most competitive rates, if you qualify. The company explains that most first-time buyers nowadays are paying less than 10% down on a home, as compared to the 19% average down payment by repeat buyers.

Redfin reports that the median home sales price in the United States is $411,887. The 20% down payment rule is now a thing of the past; the average first-time homebuyer puts down about 8% of the home’s purchase price. However, this still represents $32,950 for a down payment on an average home—a hefty amount for most people. Add in closing costs, moving expenses and needed home maintenance and the total becomes even more daunting. Aspiring buyers typically ask, “Is it best to put 20% down on a house?

We do not include the universe of companies or financial offers that may be available to you. Home prices have escalated in part because of a lack of available for-sale properties. But even with a 20% down payment, which would lower the monthly cost, the average American is still unable to afford a home in most places. Median earners — those making $74,755 — paying down 20% of a home's value can only comfortably buy homes in four U.S. states and six of the 50 largest cities. The mortgage calculator lets you click "Compare common loan types" to view a comparison of different loan terms. Click "Amortization" to see how the principal balance, principal paid (equity) and total interest paid change year by year.

By the end of 2023, the most recent date for which the Federal Reserve Bank of St. Louis has data, the median sales price had increased by over $100,000 to $417,700. Under "Home price," enter the price (if you're buying) or the current value (if you're refinancing). It is important to put your funds in the right place when learning how to save for a house. For instance, if you have relatives you can live with rent-free while you save for a house, you can reach your goal faster. If not, try finding a cheaper apartment or house to save more money. Budget tweaks will likely be necessary to reach your savings goals.

Mortgage Calculator Free House Payment Estimate

Table Of Content

• Checking Accounts
• Investment services
• Down Payment On Your Investment Property
• Reducing monthly mortgage payments
• How Much Money Do I Need to Put Down on a Mortgage?

This can help you avoid having to come up with a large lump sum to put down—though keep in mind that it’s best to get preapproved for a mortgage beforehand to make sure the home is in your budget. Let’s say you want to put at least 3% down and the median home in your area costs $300,000. Learn more about how to figure out how much you can spend on a mortgage and use our home affordability calculator here. Let’s examine the advantages and disadvantages of a 20% down payment on a house.

Checking Accounts

To help homebuyers who don't have enough, government agencies and private lenders have down-payment assistance programs. Freddie Mac's DPA One guide includes hundreds that provide grants, low- and no-interest loans and other down-payment support all over the U.S. Many homebuyers, especially first-time buyers, don’t have a 20% down payment. In February 2023, the median existing-home price was $363,000, so an upfront payment of 20% is a hefty $72,600. Per rules set by government-sponsored entities Fannie Mae and Freddie Mac, the minimum down payment is 3% for conventional home loans. For FHA loans that help low- to moderate-income families attain homeownership, the minimum is 3.5%.

Investment services

The primary benefit of pursuing this type of loan is it may not require a down payment. Further, putting 20% down on your home when you purchase can help show the bank — and yourself — that you're financially ready to purchase a house. For many first-time homebuyers, this means the idea of buying their own house is within reach sooner than they think. How much down payment you'll need for a house depends on the loan you get. While there are benefits to putting down the traditional 20% — or more — it may not be required.

Down Payment On Your Investment Property

No rational person will throw their savings at a property they think is worth less than the asking price or that they plan to abandon if times get tough. A 20% down payment would keep many home buyers locked out of the housing market. Fortunately, 20% is no longer the benchmark for a down payment on a house. According to the National Association of REALTORS®, in 2022, the average down payment was 6% for first-time home buyers and 17% for repeat buyers. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.

Reducing monthly mortgage payments

Ask your lender about their requirements for how much of your pre-tax income you should spend on housing payments and other debts. The biggest spike has been in Florida, where the average mortgage payment increased more than 73% in North Port, where an annual salary of $131,535 is now needed to afford a home. The salary needed to buy a median home increased to $128,892 in Miami as well, a rise of more than 63% in a single year. The annual income needed to buy a home in Los Angeles skyrocketed past $220,000, a recent study found, with higher mortgage rates and inflation cutting deeper into household incomes.

Cost of buying a home in America reaches a new high, Redfin says

USDA loans are mortgage loans for homes in qualifying rural and suburban areas. You won’t get a zero-down conventional loan, but you can get a zero-down government-backed loan. Homes that only need a few minor repairs can be a bargain for new buyers.

For conventional and Federal Housing Administration (FHA) loans, the size of your down payment determines how much you’ll pay for mortgage insurance. That’s because you’re taking on less mortgage, making you a lower risk for a lender. In addition, you’ll have that much more instant equity to pull from, plus a lower mortgage insurance premium or the ability to avoid these premiums altogether. For the most common types of mortgages, lenders charge premiums when you put less than 20 percent down. Start by taking a realistic look at how your down payment will affect how much you pay each month on your mortgage.

The views expressed in this article do not reflect the official policy or position of (or endorsement by) JPMorgan Chase & Co. or its affiliates. Views and strategies described may not be appropriate for everyone and are not intended as specific advice/recommendation for any individual. Information has been obtained from sources believed to be reliable, but JPMorgan Chase & Co. or its affiliates and/or subsidiaries do not warrant its completeness or accuracy.

Current Mortgage Rates: Week of April 22 to 26, 2024 - Money

Current Mortgage Rates: Week of April 22 to 26, 2024.

Posted: Thu, 25 Apr 2024 16:41:15 GMT [source]

If you got a mortgage for 80% of the purchase price, your down payment would be 20%. Check out the Chase Auto Education Center to get car guidance from a trusted source. After evaluating your budget and what you need from your home, it's time to consider all your options. You might need to look for a loan option that allows a smaller down payment, or you might want to give yourself more time to save up for a larger down payment on a house. Buyers with credit scores as low as 500 might still be able to get a loan for a home, but they'll likely face higher interest rates and have fewer options.

How 9 homeowners bought their house, from loans to what to look for - The Washington Post

How 9 homeowners bought their house, from loans to what to look for.

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A bigger down payment also means you'll own more equity in the home right away. If you expect to refinance your mortgage, you'll typically need 20% home equity. You can be eligible for more loan programs and competitive rates with a low debt-to-income (DTI) ratio. Lenders use your DTI to estimate how much you can afford for a monthly payment and may require a larger down payment to have a suitable ratio. An FHA loan is government-backed, insured by the Federal Housing Administration.

Determining what your monthly house payment will be is an important part of figuring out how much house you can afford. That monthly payment is likely to be the biggest part of your cost of living. Under "Down payment," enter the amount of your down payment (if you’re buying) or the amount of equity you have (if refinancing). A down payment is the cash you pay upfront for a home, and home equity is the value of the home, minus what you owe. Young homebuyers are twice as likely to use family money for a down payment as they were five years ago, according to a new report from Redfin.

Take advantage of our convenient mortgage calculator to explore how different down payment amounts can affect your monthly mortgage payment. You’ll need to put 20% down to avoid paying private mortgage insurance (PMI) on a conventional mortgage loan. PMI is insurance that protects a lender if a borrower defaults on their home loan. A down payment is a portion of the cost of a home that you pay up front. Generally, the more you put down, the lower your interest rate and monthly payment.

Lenders look most favorably on debt-to-income ratios of 36% or less — or a maximum of $1,800 a month on an income of $5,000 a month before taxes. In fact, many people do put down less than 20% when buying a home. The median down payment for all US homebuyers in 2023 was 14% of the purchase price, according to The National Association of Realtors. The average down payment varies a great deal depending on the age of the buyer, as well. Your down payment on a home purchase impacts your mortgage type, the amount of your loan, and the loan's terms and conditions.

See if you qualify for these ways to help you stretch your savings. Housing prices — and down payments — vary widely depending on where you live. Let’s take a look at the data by state, according to Q data compiled by the research team at Realtor.com. The good news is that you can buy a house with less than 20% down though it is a good idea to put down as much as you can.

If you anticipate making significant repairs, the larger your down payment, the less money you’ll have to spend on repairs and maintenance. The interest rate is a percentage of the original loan amount that a lender charges you each month for borrowing money. Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC. Get more from a personalized relationship offering no everyday banking fees, priority service from a dedicated team and special perks and benefits. Connect with a Chase Private Client Banker at your nearest Chase branch to learn about eligibility requirements and all available benefits.

Often, a down payment for a home is expressed as a percentage of the purchase price. As an example, for a $250,000 home, a down payment of 3.5% is $8,750, while 20% is $50,000. These are conventional loans with low down payments or grant assistance programs. Your estimated annual property tax is based on the home purchase price. The total is divided by 12 months and applied to each monthly mortgage payment.

Silver Shadow Cruise Ship from Silversea Cruises

Table Of Content

• Bedroom Grand Suite
• Azamara Pursuit: the South Africa Intensive Voyage
• Deck Five
• Fitness Centre

Silversea passengers will dine on the freshest seasonal menus and be treated to Australian famed hospitality while in flight presented by Qantas Airways in partnership with Silversea. Once in Sydney, passengers will experience VIP Arrival assistance, private executive transfers and will be whisked directly to their Silver Shadow suites. There their butlers await ready to assist in unpacking, if so desired.

Bedroom Grand Suite

Next table shows the 132-night/133-day "Broaden Your Horizons 2024" (January 15 through May 26) as call ports. Silversea's "flight and cruise" package deals (by the company's "Silver Sky" program) are inclusive of the luxury cruise fare, discount round-trip airfare (Economy Class) and airport-pier-airport transfers. No matter where you choose to eat on Silver Shadow – in the main dining room (The Restaurant), Terrace Cafe, or in the intimate Le Champagne dinner room, the ship’s cuisine is of the highest quality. You will not be disappointed at the Bar, cigar club by Davidoff, wine and champagne bars. Silver Shadow gratuity is not required, neither expected as Silversea crew is paid above the industry average. The Fitness Centre offers world-class equipment, classes, and personalized services.

Azamara Pursuit: the South Africa Intensive Voyage

Steve McCurry’s extraordinary photography is Armchair Traveler heaven as he focuses on the breathtaking landscapes Silversea’s guests will experience aboard Silver Shadow. Silversea's award-winning all-suite luxury, the stunning 382-guest Silver Shadow provides the ultimate vacation experience. Feel like you are on a private yacht, a luxurious home away from home with unending pampering on this spectacular ship.

Deck Five

Last Fall, Silversea became more all-inclusive than ever. Now travelers on every single voyage will enjoy at least one complimentary shore excursion at every port of call. Silversea’s offerings are already among the most comprehensive in the world of cruising.

Terrace Suite

This is an ideal place to unwind, enjoy afternoon tea, listen to the pianist and watch the setting sun. The drinks are complimentary aboard this luxury cruise, the music live and inviting. Enjoy dancing to a range of musical styles for every taste from standards to the latest club mixes. The Card Room on board this luxury cruise ship is where bridge games and tournaments take place most days. On days at sea, newcomers to the game can learn how to play. Should your group require a conference or meeting space, Silversea is pleased to provide a tailor-made experience.

Find Silver Shadow Voyages

There is a wealth of luxury shopping experiences aboard all Silversea ships, featuring the most distinctive and appealing brands from across the globe. For further information on this and all of Silversea’s offerings go to official website. Find Reviews of Silversea Shadow on Cruising Journal, with opinions, photos, videos and cruise deals. The Library on board has an extensive selection of hardcover books, magazines, reference materials and newspapers, as well as audio listening stations.

Fitness Centre

Silversea Silver Spirit Itineraries: 2024 & 2025 Schedule (with Prices) on Cruise Critic - Cruise Critic

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With guests’ comfort in mind, all suites have undergone a complete floor-to-ceiling renovation. Carpets, furniture and fixtures have been refurbished in all suites, while all bathrooms have also been renewed. The suites’ elegant new colour scheme takes influence from the successful design of Silver Muse. Guest hallways have also been enhanced with new carpets and suite doors. A Silversea signature, the Veranda Suite is spacious and welcoming. Floor-to-ceiling glass doors open onto a furnished private teak veranda along the suite.

Destinations & Ports

A new Atrium area has been created on Deck 5 with open-plan boutiques and an inviting Arts Café, complete with central bar counter and vibrant furnishings. The Atrium also comprises an updated guest relations area, with an interactive guest relations desk, and a bespoke new future cruise sales office. Follow our social media and blog for the latest cruise and travel news, including our best vacation deals. With a shared veranda, this accommodation provides an easy transition from peace and privacy to the energy and excitement of the onboard social scene. It’s all available aboard a cruise to the Caribbean, Mexico, and the Panama Canal.

Silversea Silver Muse Itineraries: 2024 & 2025 Schedule (with Prices) on Cruise Critic - Cruise Critic

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Sip a cocktail as you peer out into an amazing seascape at the Observation Lounge. All suites -- even the smallest -- have similar bathrooms; a granite stall shower, full-size tub with a clothesline, blue granite counters with double sinks and marble flooring. Shelves are plentiful, lining both sides of a large mirror and underneath sinks.

Appointments for spa services may be made on board the ship, at the spa, or in advance via My Silversea. Men’s and women’s saunas and steam rooms are perfect for relaxing before your spa treatment or after your workout. One of the healthiest cuisines to exist, The Grill features lava stone cooking at its finest.

We are a team of global travelers and cruise enthusiasts with several combined decades of experience in providing world-class luxury travel to our clients. • Handmade Lalique panels enrich La Dame Restaurant. La Dame’s décor has been enriched with bespoke, handmade Lalique panels, for the enjoyment of guests. Learn how Silversea Cruises' attentive staff anticipate your every need with an extensive list of onboard services, including baggage valet. Savor fine dining aboard Silversea Cruises, including the elegant Restaurant, the Italian-inspired La Terrazza, Le Champagne, Stars Supper Club, Pool Grill, Seishin Restaurant and in-suite dining. Available as a one-bedroom configuration or as two-bedrooms (as illustrated) by adjoining with a Veranda Suite.

Passengers in the biggest suites receive a 16-piece box of Pierre Marcolini chocolates on arrival. All passengers are welcomed to their suites with a bottle of chilled Champagne. The flat-screen Phillips televisions (sizes vary by suite category) offer on-demand movies, music and channels such as CNN, Fox News, ESPN and BBC.